1st Florida Mortgage

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  • Buy A Home
    • Conventional Loans
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  • Refinance
    • Refinance
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  • Buy A Home
    • Conventional Loans
    • VA Home Loans
    • FHA Loans
    • USDA Home Loans
    • Jumbo Loans
  • Refinance
    • Refinance
    • Cash Out
  • About Us
  • Resources
    • Mortgage 101
  • Service Locations
Speak to a Live Loan Officer:

(407) 392-4031

Tag: VA Loans

Questions To Ask Yourself Before Applying For A Mortgage

Questions To Ask Yourself Before Applying For A Mortgage

Learn the questions to ask yourself before applying for a loan with a Florida mortgage company.

Ist Florida Mortgage

1st Florida Mortgage is a DBA of MIMutual Mortgage, Inc.
NMLS #12901
5402 W. Laurel St., Suite 211 Tampa, FL 33607

Toll Free: (407) 392-4031

NMLS Consumer Access

Contact Us

  • 1st Florida Mortgage
  • Florida
  • (407) 392-4031
  • [email protected]

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Rate Assumptions

Mortgage Rate Assumptions

* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Florida property.
* Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply

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