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(904) 712-6080

Welcome to 1st Florida Mortgage
Your Local Jacksonville Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Jacksonville Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Jacksonville Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Jacksonville Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Jacksonville VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Jacksonville FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Jacksonville Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Your Jacksonville Mortgage Lender – Why Choose 1st Florida Mortgage?

1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Jacksonville, we are conveniently located in the center of the state. 1st Florida Mortgage holds a Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. We require our licensed mortgage professionals to pass state and federal testing, as well as fingerprint background checks. Using one of our advisers is like having a CPA do your taxes, as opposed to the people dancing on the side of the street. We’ve been servicing Jacksonville, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. Our Jacksonville loan officers have vast experience in all phases of mortgage lending and can help answer your questions.

 

What type of loan is right for you? At 1st Florida Mortgage, you have plenty of options for home loans that will can be suited for your down payment, your desired monthly payment, and an interest rate you can afford. Our Jacksonville mortgage company specializes in a wide range of loan products, including but not limited to: FHA loans for first time homebuyers, VA loans for military, loans for those with excellent credit, government-backed loans, conventional and Jumbo loans, reverse mortgages and more. One of our Jacksonville, FL mortgage experts can help find the best loan options for your specific lending needs.  Call today or apply online in minutes!

Our Mortgage Loan Process

Jacksonville Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Direct Mortgage Lender with In-House Underwriting – Close in 28 Days!

Our goal is to be the best mortgage company in Jacksonville by providing superior customer service and providing a transparent mortgage lending experience. Buying a home is a big deal, whether it’s your first home or fifth move. We get it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.  Customers remain at the center of everything we do, and we promise to keep you in the loop on everything from application to closing.  It’s a simple formula that has made us one of the most trusted mortgage providers in Florida.

 

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Jacksonville. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

JACKSONVILLE MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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