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Welcome to 1st Florida Mortgage
Your Miami Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Miami Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Miami Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Miami Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Miami VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Miami FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Miami Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Local Miami Lenders &  Local Underwriting- Close in 28 Days!

1st Florida Mortgage provides expert service in the field of residential mortgages in Miami, FL. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly.

 

Why Choose 1st Florida Mortgage Company? 1st Florida Mortgage is one of the largest residential mortgage companies in Miami, Fl. We offer high-quality mortgage services for residential mortgage lending in Florida. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision. Our goal is to provide our customers with exceptional service and best rates, while keeping them informed and educated throughout the process. No matter how simple or complicated your needs, we’re sure to have the products, knowledge and resources necessary for your.

 

1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. 1st Florida Mortgage in Miami holds a Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. Call today and one of our Miami mortgage experts can help pre-qualify you before you go shopping or answer any questions you may have.  We hope you give us the opportunity to earn your business.  Call today or apply online in just a few quick minutes!

Our Mortgage Loan Process

Miami Home Loans

  • Miami Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Miami Home Loans & Mortgage Refinancing Experts

Our Miami Mortgage team offers  ‘in house processing” therefore we have control of closing your loan since all closing dates are ‘time sensitive’. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. 1st Florida Mortgage holds a  Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. We require our licensed mortgage professionals to pass state and federal testing, as well as fingerprint background checks.Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Miami.  Call today or Apply Online in minutes!

MIAMI MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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