Miami Florida Home Mortgage Lender

Low Rates. Low Fees. Fast Closings.

Qualify Online

Jump in Front of the Line – Apply Now!

Type of loan?

or

Miami Florida Home Mortgage Lender

Low Rates. Low Fees. Fast Closings.

Qualify Online

Jump in Front of the Line – Apply Now!

Type of loan?

or

Our Popular Miami Home Loans

30 Year Conventional, FHA, VA and USDA home loan options
Conventional Fixed

4.750%

Primary, 2nd Homes &
Investment Properties

FHA Rates

4.625%

Great for 1st time home buyers, only 3.5% down
VA Rates

4.625%

100% Loan to $453,100 Jumbo Program Available
USDA Rates

4.625%

100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Miami Jumbo Loans

Miami Conventional Mortgage
  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance
Miami Jumbo Mortgage
  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Miami VA Loans

Miami VA Mortgage Advantages
  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Miami FHA Loans

Miami FHA Mortgage Benefits
  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Miami Home Loans

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free:  (800) 501-2131

Cities

Miami Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Miami. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Miami new home purchases, jumbo home loans and mortgage refinance. VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Miami HOME LOANS

  • Miami Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Miami Mortgage Lenders | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Coral Springs. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

Miami MORTGAGE LENDING: CALL US TODAY (407) 392-4031