Home Blog Apply Now!

Speak to a Live Loan Officer:

(321) 236-6680

Welcome to 1st Florida Mortgage
Your Orlando Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

Qualify Online
Jump in Front of the Line – Apply Now!
Type of loan?

or

Our Popular Orlando Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

data

Primary, 2nd Homes &
Investment properties

FHA Rates

data

Great for 1st time home
buyers, only 3.5% down

VA Rates

data

100% Loan to $424,100
Tx Vet Program Available

USDA Rates

data

100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Orlando Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Orlando Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Orlando VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

 VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Orlando FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Orlando Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Orlando Home Loans & Mortgage Refinance

We are your one stop shop for all your home financing needs. Our mortgage company in West Palm Beach, specializes in new home purchases, reverse mortgages and mortgage refinancing. We will provide you with a no cost loan estimate and can provide you with a free credit report. Next we will provide you our best Florida mortgage rate and loan program that is customized for your financial needs. Getting started is easy, simply contact us via telephone or fill out the mobile friendly “Apply Now” form to speak to a qualified mortgage professional.

 

Home Purchases – Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Florida where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process and our VA loan specialist will walk you through every step. Our mortgage company in Orlando offers multiple home loan options and opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, Reverse Mortgage, even new construction loans.

 

Home Refinancing – Refinance today and save! We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.

 

1st Florida Mortgage provides expert service in the field of residential mortgages in Orlando. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly- typically in 28 days or less!

Our Mortgage Loan Process

Orlando Home Loans

  • Direct Lender with Low Rates & Fees
  • Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Your Orlando Mortgage Lenders | Why 1st Florida Mortgage

Your Local Home Loan Experts – Whether a new home purchase or a mortgage refinance, 1st Florida Mortgage of Orlando offers a team of experts to help you with your home financing needs. It’s easy to get started, simply fill out the “Apply Now” form above or call one of our mortgage loan offices to get all of your home financing options.

 

1st Florida mortgage company serving Orlando and the entire state of Florida. 1st Florida Mortgage holds a Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. We require our licensed mortgage professionals to pass state and federal testing, as well as fingerprint background checks. Using one of our advisers is like having a CPA do your taxes, as opposed to the people dancing on the side of the street. We’ve been servicing Orlando, FL residents for more than a decade and our team have over 100 years combined experience in the mortgage industry. Our Orlando loan officers have vast experience in all phases of mortgage lending and can help answer your questions. Call today or apply online and let us earn your business!

ORLANDO MORTGAGE LENDING: CALL US TODAY (407) 392-4031