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Welcome to 1st Florida Mortgage
Your Pensacola Florida Home Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Pensacola Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Pensacola Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Pensacola Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Pensacola Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Pensacola VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

Pensacola VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Pensacola FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

Pensacola FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Pensacola Home Loans

California-Home-Loans-Office

2244 Pacific Coast Hwy #207 Lomita CA 90717

Pensacola Mortgage Lenders | Home Loans & Mortgage Refinance

1st Florida Mortgage provides expert service in the field of residential mortgages in Pensacola. Local to Florida we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in Pensacola new home purchases, jumbo home loans and mortgage refinance.  VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Mortgage Loan Process

Pensacola Home Loans

  • Pensacola Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Pensacola Mortgage Lenders | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in Pensacola. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

PENSACOLA MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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