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Welcome to 1st Florida Mortgage
Your Tampa Bay, FL Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Our Popular Tampa Bay Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

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Primary, 2nd Homes &
Investment properties

FHA Rates

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Great for 1st time home
buyers, only 3.5% down

VA Rates

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100% Loan to $424,100
Tx Vet Program Available

USDA Rates

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100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Tampa Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Tampa Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Tampa VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Tampa FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Tampa Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

Tampa Mortgage Lenders | Home Loans & Mortgage Refinance

Dale Gremillion is the branch manager of 1st Florida Mortgage and has more than 25 years of experience in the mortgage industry. We are proud to be one of the very few Florida mortgage companies to weather the economic downturn of 2008-2012. We specialize in securing the best possible home loan terms for residential properties in Tampa Bay, FL.  We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. Staff members continue to strive to help make homebuyers’ “dreams” come true, and in the most affordable manner possible.  All of our Tampa staff are licensed mortgage professionals and have more than 100 years of experience with our staff.

 

Home Purchases – Have you been looking into purchasing your own home? Is renting finally getting to you? We specialize in VA Home Loans in Tampa where if you or your spouse have served in the military, you can purchase your home with 0% down payment (no money down ). Home buying requires a professional to guide you through the process and our VA loan specialist will walk you through every step. Our mortgage company in Tampa offers multiple home loan options and opportunities for home buyers. In addition to VA Loans, we can help you find the right mortgage: FHA, Conventional, Reverse Mortgage, even new construction loans.

 

Home Refinancing – Refinance today and save! We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, 1st Florida Mortgage will provide you with the best mortgage rate possible for your unique situation.

 

Your Local Home Loan Experts – Whether a new home purchase or a mortgage refinance, 1st Florida Mortgage of Orlando offers a team of experts to help you with your home financing needs. It’s easy to get started, simply fill out the “Apply Now” form above or call one of our mortgage loan offices to get all of your home financing options.

Our Mortgage Loan Process

Tampa Home Loans

  • Direct Lender with Low Rates & Fees
  • Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Tampa Bay Home Loans | FHA, VA & USDA Home Loans

Your Premier Orlando Mortgage Lender –  We are your one stop shop for all your home financing needs. Unlike most lenders, we offer over 48 loans programs and are willing to roll up our sleeves to get even the most challenging loans approved no matter how complex.   Our daily goal is to deliver expedited loan approvals and closings to meet with your expected time-lines.  Based in Tampa Bay, we specialize in new home purchases, reverse mortgages and mortgage refinancing. We will provide you with a no cost loan estimate and can provide you with a free credit report.  Getting started is easy, simply contact us via telephone or fill out the mobile friendly “Apply Now” form to speak to a loan officer today!

TAMPA BAY MORTGAGE LENDING: CALL US TODAY (407) 392-4031

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