Home Blog Apply Now!

Speak to a Live Loan Officer:

(561) 323-7020

Welcome to 1st Florida Mortgage
Your West Palm Beach Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

Qualify Online
Jump in Front of the Line – Apply Now!
Type of loan?

or

Our Popular West Palm Beach Home Loans

30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed

data

Primary, 2nd Homes &
Investment properties

FHA Rates

data

Great for 1st time home
buyers, only 3.5% down

VA Rates

data

100% Loan to $424,100
Tx Vet Program Available

USDA Rates

data

100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

West Palm Beach Jumbo Loans

Jumbo Home Loans
Jumbo Home LoansLoans over $417,000

Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

West Palm Beach Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

West Palm Beach VA Loans

VA Home Loans
VA Home LoansProudly serving our US Vets!

VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

West Palm Beach FHA Loans

FHA Home Loans
FHA Home Loans1st Time Home Buyers

FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

West Palm Beach Home Loans

California-Home-Loans-Office

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free: (800) 501-2131

West Palm Beach Mortgage Lenders | Home Loans & Mortgage Refinance

Why choose 1st Florida Mortgage? We specialize in securing the best possible mortgage loan terms for residential properties in West Palm Beach and all of Florida. We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida.  1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act.

 

 

Our goal is to be the best mortgage company in West Palm Beach by providing superior customer service and providing a transparent mortgage lending experience. We understand that buying a new home is a big deal, whether it’s your first home or fifth move. We get it!  That’s why we built our mortgage company that places you and your needs at the center of everything we do.  Our motto is simple,  we promise to give you a competitively low rate, with low fees with a transparent process so you fully understand everything. Leverage cutting-edge technology to streamline the mortgage process and simplify every step. It’s a simple formula that has made us one of the most trusted mortgage providers in West Palm Beach.

Our Mortgage Loan Process

West Palm Beach Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Process & Fast Closings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the 1st Florida Mortgage Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Home Loans in West Palm Beach, FL | FHA, VA & USDA Home Loans

1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Fort Lauderdale, we are conveniently located in the center of the  state. 1st Florida Mortgage holds a  Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. experience in all phases of mortgage lending and can help answer your questions.

 

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in West Palm Beach. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

WEST PALM BEACH MORTGAGE LENDING: CALL US TODAY (407) 392-4031

Save