West Palm Beach Florida Home Mortgage Lender

Low Rates. Low Fees. Fast Closings.

Qualify Online

Jump in Front of the Line – Apply Now!

Type of loan?

or

West Palm Beach Florida Home Mortgage Lender

Low Rates. Low Fees. Fast Closings.

Qualify Online

Jump in Front of the Line – Apply Now!

Type of loan?

or

Our Popular West Palm Beach Home Loans

30 Year Conventional, FHA, VA and USDA home loan options
Conventional Fixed

4.750%

Primary, 2nd Homes &
Investment Properties

FHA Rates

4.625%

Great for 1st time home buyers, only 3.5% down
VA Rates

4.625%

100% Loan to $453,100 Jumbo Program Available
USDA Rates

4.625%

100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

West Palm Beach Jumbo Loans

West Palm Beach Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

West Palm Beach Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

West Palm Beach VA Loans

West Palm Beach VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

West Palm Beach FHA Loans

West Palm Beach FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

West Palm Beach Home Loans

6710 Professional Parkway W #213
Lakewood Ranch, Florida 34240
Toll Free:  (800) 501-2131

Cities

West Palm Beach Mortgage Lenders | Home Loans & Mortgage Refinance

Why choose 1st Florida Mortgage? We specialize in securing the best possible mortgage loan terms for residential properties in West Palm Beach and all of Florida. We are able to offer top notch customer service because of the company’s seasoned age and the staff’s extensive mortgage experience in Florida. 1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act.

Our goal is to be the best mortgage company in West Palm Beach by providing superior customer service and providing a transparent mortgage lending experience. We understand that buying a new home is a big deal, whether it’s your first home or fifth move. We get it! That’s why we built our mortgage company that places you and your needs at the center of everything we do. Our motto is simple, we promise to give you a competitively low rate, with low fees with a transparent process so you fully understand everything. Leverage cutting-edge technology to streamline the mortgage process and simplify every step. It’s a simple formula that has made us one of the most trusted mortgage providers in West Palm Beach.

West Palm Beach Home Loans

  • Cape Coral Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Home Loans in West Palm Beach, FL | FHA, VA & USDA Home Loans

1st Florida mortgage company serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Fort Lauderdale, we are conveniently located in the center of the state. 1st Florida Mortgage holds a Florida Mortgage Lender license and offers a wide array of mortgage products, including FHA, USDA, VA, Conventional, Jumbo and other loan options. experience in all phases of mortgage lending and can help answer your questions.

Call today and learn why more people are choosing 1st Florida Mortgage as their preferred mortgage lenders in West Palm Beach. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

WEST PALM BEACH MORTGAGE LENDING: CALL US TODAY (407) 392-4031