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Mortgage Applications on the Rise

Mortgage applications to purchase a home rose recently and were 7% higher than a year ago. Purchase applications reached their highest level since April 2010. While total mortgage application volume decreased 3.5% during the same time, according to the Mortgage Bankers Association’s seasonally adjusted index, overall volume was 14% higher than a year ago. Purchase

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What to Ask Your Lender before You Commit

Which mortgage is the right one for me? When you want to know what your options are for each type of loan discussed, the mortgage lender should tell you the pros and the cons in light of your particular situation. In this article, we’ll look at what to ask your lender before you commit. Questions

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Why Home Inspections Are Necessary

You may have decided the master suite was exactly what you wanted, but do the windows leak? When you choose to purchase a home in Florida, you’re also potentially buying any problems lurking in the walls, the foundation, the crawl space, or the attic. The home inspection is the best way to negotiate repairs or

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How Long is the Mortgage Process in Florida?

Unfortunately, the honest answer is that it depends on a number of things. The most important is how long it takes you to find a Florida property you want to call home. It could take months or possibly years if you include the search as part of the process. You want to be thorough, when

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Mortgage Protection Insurance

Mortgage Payment Protection Insurance (MPPI) or Mortgage Protection Insurance (MPI) can be described as life insurance equal to the amount of your mortgage. Neither of these should be confused with Private Mortgage Insurance (PMI). They are totally different things. PMI is charged to you each month along with your mortgage payment to protect your lender

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Do you need a realtor?

The short answer is no, but not using a realtor, instead thinking you can use the internet as your only means of information is short-sighted. From researching the projected cost of utilities to local zoning restrictions, you’re going to invest countless hours in research before making an offer. As a buyer, and especially as a

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