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What You Need to Know About Your Credit Score

Your credit score can seem very confusing. In a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions found that more than 80% of consumers know the basics of credit scores, but may not be aware of some very important details. Let’s take a look at what you need to know about

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Millennials and the Home Buying Experience

Totaling more than 80 million individuals, millennials represent the largest generation in the U.S. By 2025, they will claim three-quarters of all jobs. Also considered the best educated, 35% of 25 to 29-year-olds hold a degree, while at the same time carry some of the highest debt levels due to student loans and credit card

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How to Conserve Energy During a Polar Vortex

Winters can get expensive when it comes to energy costs. The amount of energy required to heat your home increases when temperatures drop. The greater the difference between the temperature outside and the thermostat setting inside, the harder your heating system will work and the more energy it will use. This is true even if

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Making a Mortgage Plan

If you’re shopping for a new home, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. Fixed-rate mortgage Keeping the loan for the full loan term, such as 30 years, and making all of your payments

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What does the government shutdown mean for my mortgage?

When the government shuts down, who gets hit hardest among people needing a home mortgage? The latest version of federal breakdown made one fact painfully clear: It all depends on the type of loan you’re shopping for, or already had in progress. For many borrowers a VA (Department of Veterans Affairs) mortgage or FHA (Federal

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How to Save Thousands on Your Mortgage

Do you hate the thought of paying hundreds of thousands of dollars in interest on a mortgage loan? When you make a mortgage payment, a portion of that money goes toward the principal amount of your loan, and the other part goes toward interest. During the early years of your mortgage, your payments will primarily

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