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How Long is the Mortgage Process in Florida?

Unfortunately, the honest answer is that it depends on a number of things. The most important is how long it takes you to find a Florida property you want to call home. It could take months or possibly years if you include the search as part of the process. You want to be thorough, when

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Mortgage Protection Insurance

Mortgage Payment Protection Insurance (MPPI) or Mortgage Protection Insurance (MPI) can be described as life insurance equal to the amount of your mortgage. Neither of these should be confused with Private Mortgage Insurance (PMI). They are totally different things. PMI is charged to you each month along with your mortgage payment to protect your lender

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Do you need a realtor?

The short answer is no, but not using a realtor, instead thinking you can use the internet as your only means of information is short-sighted. From researching the projected cost of utilities to local zoning restrictions, you’re going to invest countless hours in research before making an offer. As a buyer, and especially as a

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Regular Home Maintenance Checklist

As a new homeowner, it can seem intimidating or totally overwhelming keeping up with the tasks required of home ownership. Fortunately, most of this list of tasks can be completed on your own without much experience. Without further ado, here’s your regular home maintenance checklist: MONTHLY Inspect, and possibly change out HVAC filters Experts will

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What is Mortgage Protection Insurance?

Consider what would happen if someone listed on your mortgage became disabled, came down with a serious illness or died? Do other family members have the finances to make monthly mortgage payment? Do you have a financial back-up plan? Don’t feel alone. Many people don’t have a plan or an insurance that would assist in

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Guidelines for Calculating a Mortgage

If you’re in the market for a new home, you’ll first want to have an idea of what you can afford. There are many online mortgage tools to use but remember this is just an estimate. When you feel you’re ready to initiate the purchasing process you should obtain professional mortgage advice on your actual

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