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Hazard Insurance and Insurance Riders

Trying to be prepared for every contingency is part of being a responsible homeowner. Dealing with the associated legal and medical problems out-of-pocket is nightmarish, so you’ll have peace of mind in paying for extra hazard insurance. Studies have proven the home is the number one place where accidents occur, and both homeowners insurance and

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Pros and Cons of Extra Mortgage Payments

After a few years and perhaps discovering more financial flexibility, many homeowners begin to wonder if they should make extra mortgage payments. The thinking is that extra payments can save in interest and bring you closer to actually owning your home. While this is a good idea, there are also reasons why you might not

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Honesty on Your Mortgage Application: Your Future Depends On It

While it may seem harmless to alter your information on your mortgage application, you don’t want to over inflate your income or fail to reveal where the down payment funds originated. Everyone wants to get the best loan they can afford at the best rates. But if you lie on that mortgage application you risk

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In Case Disaster Strikes

Hurricanes, floods, earthquakes, tornadoes, and wildfires have affected numerous locations across the country. Learn the types of disasters that are likely in your community and the local emergency, and shelter phone numbers, websites, and plans for each specific disaster. So what should you do if your home and community is hit by a natural disaster?

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You Really Can Be A Homeowner

Buying a home is a major life milestone, and with it comes a lot of financial scrutiny and planning. The initial part of the process of getting your mortgage is paying close attention to your finances. It is crucial you don’t do anything that will cause your mortgage to be denied. You need to have

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